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Zakat FAQs

What is Zakat?

Zakat is one of the five pillars of Islam, a mandatory act of charity given by Muslims who can afford it to assist those in need.

Who should pay Zakat?

Any Muslim who possesses a specific amount of wealth or financial assets (known as Nisab) is obligated to pay Zakat.

What is the Nisab?

Nisab is the minimum amount of wealth a Muslim must have before they are liable to pay Zakat. This amount is often equivalent to the value of 3 ounces of gold.

How much Zakat should I pay?

The general amount of Zakat is 2.5% of the total assets that are liable for Zakat. This can vary depending on the type of assets.

To whom should Zakat be given?

Zakat should be distributed to those in need, which may include the poor, the needy, travelers, those in debt, and others specified in the Quran.

When should Zakat be paid?

Zakat is typically paid once a year during the month of Ramadan. However, it can be paid at any time of the year.

How to calculate Zakat?

To calculate Zakat, one must first determine their total assets subject to Zakat, subtract any debts, and then apply the 2.5% rate to the remainder.

Can I pay Zakat to a family member?

Yes, you can pay Zakat to a family member, as long as they fall into the categories of eligible recipients and they are not your spouse or your direct descendants or ascendants.

What happens if I miss a year of Zakat?

If you miss a year of Zakat, you should make it up as soon as possible. Missed Zakat is considered a debt that you owe and must be paid.

Are there any exceptions to who should pay Zakat?

Yes, minors and the mentally incapacitated are exempted from paying Zakat, as are those who do not possess wealth above the Nisab.

Is Zakat applicable only to money?

No, Zakat is applicable to all forms of wealth including savings, investments, gold, silver, livestock, agricultural produce, and commercial goods.

Can Zakat be given to non-Muslims?

Although traditionally Zakat is given to Muslims in need, some scholars argue that non-Muslims living in dire conditions may also be considered eligible recipients.

Can I use Zakat to build mosques or schools?

No, Zakat cannot be used for building mosques or schools. It should be given directly to those in need.

Can I give Zakat to charitable organizations?

Yes, you can give Zakat to charitable organizations, provided they distribute the funds to eligible recipients.

What if I own wealth but it does not reach the Nisab?

If your wealth does not reach the Nisab, you are not required to pay Zakat.

Can I split my Zakat among different recipients?

Yes, you can distribute your Zakat among different eligible recipients as you see fit.

What happens if I knowingly avoid paying Zakat?

Intentionally evading Zakat is considered a serious sin in Islam and can lead to severe consequences in the afterlife.

Are debts deducted when calculating Zakat?

Yes, when calculating Zakat, one should first deduct any debts owed from their total assets.

Is there a specific time to give Zakat during Ramadan?

While Zakat can be given at any time during the year, many prefer to give during Ramadan due to the belief that rewards for good deeds are multiplied during this month.

Can I pay Zakat in advance?

Yes, it’s permissible to pay Zakat in advance if you are certain you will own wealth above the Nisab threshold by the time Zakat becomes due.

Donation FAQs

What is the purpose of this donation campaign?

Our campaign aims to raise funds to support underprivileged children and families who come from refugee and orphan backgrounds with nutritional and educational wellbeing. Our goal is to provide families and students with meals, enabling students to continue their education unhindered.

How will my donation be used?

Your generous donation will directly fund the educational needs of underprivileged children, specifically to the campaign you are donating to.

Are my donations tax-deductible?

Yes, all donations to our organization are tax-deductible. After making a donation, you will receive a tax receipt via email.

How can I make a donation?

You can make a donation online through our secure website using credit/debit card, PayPal, or bank transfer at Zelle: Zakat@najaminstitute.org

Can I make a donation in someone else's name?

Absolutely! You can choose to make a donation in honor or memory of someone during the donation process.

Is there a minimum or maximum amount I can donate?

We appreciate donations of any amount. There is no minimum or maximum donation limit.

Can I make a recurring donation?

Yes, there is an option for recurring donations during the donation process. You can choose to make a monthly, quarterly, or annual donation.

Who can I contact if I have questions or issues with my donation?

If you have any questions or issues, please contact our Donation Support Team at contact@najaminstitute.org

How can I stay updated on the impact of my donation?

We send regular email updates to our donors about our projects and the impact of their donations. You can also follow us on social media @najaminstitute for live updates.

What measures are in place to ensure financial transparency and accountability?

Our organization is committed to transparency. We publish annual financial reports on our website detailing how the donations are used.

How can I cancel my monthly recurring donations?

The best way to cancel your monthly recurring donations is by contacting your bank account.

Learn more about our Zakah Policy

Download our Zakah Policy guide to see how we operate, where our funds go, and more